Book of Proverbs - Chapter 20 - Verse 16

In the Bible, the verse "Take his garment that is surety for a stranger: and take a pledge of him for a strange woman" can be found in the book of Proverbs 20:16. This verse emphasizes the importance of taking precautions when agreeing to be a guarantor or surety for someone else's debt. In ancient times, a person could offer their garment as collateral when guaranteeing payment on behalf of a stranger. This act was a serious commitment, as one's garment was a necessary and valuable possession. By taking a pledge or collateral from the guarantor, such as their garment, it ensured that they would be held accountable for the debt if the borrower failed to repay. Similarly, taking a pledge from a stranger or a strange woman was a way to protect oneself from potential dishonesty or default. This verse serves as a reminder to exercise caution and wisdom when entering into financial agreements or transactions, as well as the importance of accountability and responsibility in matters of debt and borrowing.

One theological interpretation of this verse from Proverbs 27:13 focuses on the importance of personal responsibility and accountability when vouching for the debts of others. In ancient times, taking someone's garment as surety was a common practice to ensure the repayment of a loan. The act of taking a pledge from someone for a stranger or a strange woman highlights the risks involved in guaranteeing the debts of others, especially those who may be unreliable or untrustworthy. This verse serves as a cautionary reminder to exercise wisdom and discernment when making commitments on behalf of others, as it could potentially lead to financial strain or loss if the debt is not repaid. It also emphasizes the significance of integrity and caution in financial dealings, urging individuals to carefully consider the consequences of assuming responsibility for the obligations of others.