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Book of Exodus - Chapter 22 - Verse 25

22:25
If thou lend money to any of my people that is poor by thee, thou shalt not be to him as an usurer, neither shalt thou lay upon him usury.

Meaning

This verse from the book of Exodus in the Bible emphasizes the importance of helping those in need without taking advantage of their vulnerable situation. By prohibiting the practice of usury, where exorbitant interest rates are charged on loans given to the poor, God is highlighting the need for compassion and fairness in financial transactions. The verse serves as a reminder to treat others with kindness and generosity, especially when they are less fortunate. It also speaks to the larger theme of social justice and the responsibility of individuals to care for one another, particularly those who are facing economic hardship. By adhering to this principle, believers are encouraged to uphold a sense of community and solidarity, ensuring that everyone is given the support and assistance they need to thrive.

Theological Overview

Within this verse from Exodus, it is clear that there is a strong emphasis on caring for those who are less fortunate. The prohibition against charging interest on loans to the poor reflects a broader theological principle of justice and compassion towards those in need. The word 'usury' refers to the practice of charging exorbitant interest rates, exploiting those who are already struggling financially. In the context of this verse, the lender is instructed to show generosity and fairness when dealing with a poor borrower, rather than taking advantage of their vulnerable position. This commandment highlights the importance of treating others with respect and dignity, especially those who are marginalized or disadvantaged. By refraining from acting as usurers and instead offering assistance without expecting excessive returns, individuals are not only following a moral imperative but also embodying the values of kindness and empathy that are at the heart of many religious teachings.

American Standard Version

If thou lend money to any of my people with thee that is poor, thou shalt not be to him as a creditor; neither shall ye lay upon him interest.
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